RESIDENTIAL HOME LOANS

A Residential Investment Loan is utilized to purchase a residential investment property. The property is purchased with the intention of earning a return on the investment either through rental income, the future resale of the property, or both.

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An investment property can be a long-term endeavor or a short-term investment. The property may be held by an individual investor, a group of investors, or a corporation.

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Rental homes are a popular way for investors to supplement their income. An investor who purchases a residential property and rents it out to tenants can collect monthly rents.

 

These can be single-family homes, apartments, townhouses, or other types of residential structures.

Repayments on Residential Investment Loans are tax deductible, can be structured as Principal and Interest, or Interest Only, and are generally for maximum term of 25 – 30 years. Residential Investment Loans can be refinanced to obtain a better deal.